Is Exotic Pet Insurance Worth the Expense?

How cool is it to own an exotic pet like an iguana or another reptile? How about an exotic bird like a parrot or cockatiel? Birds and exotic pets have become increasingly popular in recent years, and as you might expect, exotic pet insurance has become more and more commonplace.

So why might you need to look into purchasing exotic pet insurance? What exactly will be covered by an exotic pet insurance policy? Policies for exotic pets come with a wide variety of services, as wide a variety as the animals themselves, and each policy will have features unique to each pet’s needs.

Consider these facts:

One in three pets will need emergency veterinary treatment every year.
Two out of every three pets experience a significant health problem during their lifetime.

Solutions:

If you live in the US or Canada take a look at our recommended Pet Insurance company.

If your in the UK then our highly recommended partner is Argos Pet Insurance .

What would be a reason to purchase exotic pet insurance? As you might well imagine, the costs of keeping an exotic pet can be very high. Exotic pets often have special health needs and may be susceptible to unique medical conditions which require sophisticated veternary knowledge and experience. Can you care for an iguana the same way you might care for your pet frog? Well, maybe in some ways you can, but there will undoubtedly come a point when specialized veternary knowledge is necessary to maintain your exotic pet’s health. Exotic pet insurance can come to the rescue.

Depending on the individual policies of the company you select to carry your exotic pet insurance, you could be covered for routine nail and beak trimming or exotic birds, or possibly major respiratory illnesses. Some pet insurance companies work like an HMO for humans, and allow you a certain number of routine proceedures and office visits each year. Other exotic pet insurance carriers will require that you pay for your veternary expenses out of pocket, then will reimburse you when you submit the proper forms. Again, depending on the terms of your individual policy, you could be covered for exotic birds, reptiles, or even fairly common pets like gerbils and hamsters.

So it’s up to you whether the cost of a premium is worth it or not. Many exotic pet owners play a game of Russian roulette with the health and welfare of their animals. Others see the monthly premiums for exotic pet insurance as a small investment toward the health and happiness of their pets. For a variety of pet owners, and their pets, exotic pet insurance is worth the minimal cost to maintain the peace of mind in knowing your exotic pet can receive proper care in case of a health problem.