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Pet Dog Insurance in the U.S

For thousands of years we have shared our homes and our hearts with dogs. They are often one of the great joys in our lives, offering us unconditional love and loyalty, companionship and protection.

Our dogs are often considered four-legged family members. But unfortunately, these four-legged family members can be as susceptible to illness and injury as the two-legged variety. In some cases, they are even more susceptible to injury. Be it for allergies, accidents or serious illness, our dogs sometimes need the skill and expertise of a veterinarian. During those stressful times, the last thing we want to be concerned about is the money involved in their professional care.

If you live in the US or Canada take a look at our recommended Pet Insurance company.

If your in the UK then our highly recommended partner is Argos Pet Insurance .

Because of this, pet dog insurance in the U.S has been a growing industry. Most pet insurance policies require the vet bill be paid by the client when the services are rendered. Then it is up to the client to fill out the proper forms and submit their claim to the insurance company for reimbursement. There are some insurance companies who require a flat deductible, and others expect a percentage of each visit to the vet to be covered by the client.

One variety of pet dog insurance in quickly gaining popularity in the United States resembles the human version of an HMO. Through a policy such as this, the pet owner is not required to pay the bill. In this case the veterinarian’s office will submit the paperwork to the insurance company, and the insurance company then pays the vet office directly. Although this sort of coverage has benefits for the pet owner, and is very attracive and popular, it is not really as widely accepted by veterinarians due to the involved paperwork hassle.

Nevertheless, pet dog insurance in the U.S is a growing industry.

Dr. Barbara Kitchell, who sits at the head of the medical oncology service at the University of Illinois Veterinary Teaching Hospital in Urbana, knows treatment for serious pet illness can be very costly. "I think that pet insurance is well worth the investment for my cancer clients," said Dr. Kitchell. "The insurance companies have been very good about paying out, allowing people to afford otherwise cost-prohibitive therapy. I am even thinking about getting it for my own animals!"