Pet Insurance is not for the Faint of Heart

Pet lovers everywhere will tell you that they are willing to do most anything for their furry, four-legged friends. Veterinary care and better laboratory tests, and treatments are extending the life of pets but at a cost. That cost is the large bill you will be handed at each visit. Your itemized bill will include the standard office visit charge, any vaccinations needed, any bloodwork, x-rays, nail-trimming, and medications or flea/heartworm treatments.

Then there is the special food that may be necessary. It is often more expensive to take fido in to his doctor then it is for you to visit your doc. One reason may be because you pay a co-pay and your insurance pays the balance of the bill. When you take fido in for a medical visit, you pay all of the bill, unless you have Pet Insurance.

Consider these facts:

One in three pets will need emergency veterinary treatment every year.
Two out of every three pets experience a significant health problem during their lifetime.

Solutions:

If you live in the US or Canada take a look at our recommended Pet Insurance company.

If your in the UK then our highly recommended partner is Argos Pet Insurance .

Having the luxury of paying only a co-pay instead of a huge bill is why most decide look into taking out pet insurance, until they see the cost of taking out the insurance policy. The cost of pet insurance can range from $2,000 to $6,000 dollars over the lifetime of your pet. If you have multiple pets in your family you are looking at a substantial amount. Many wonder if pet insurance is really worth the cost of the insurance.

The answer many depends on how far you are willing to go to preserve the life of your pet. Most pet owners can handle the cost of the normal veterinary care of a normally healthy pet. Have the unfortunate happen and wind up with a pet with a medical condition requiring long term medication or treatment and you may be faced with forking up the cash to sustain these life-saving measure on fido, or having to authorize the vet to put your furry friend down. Most insurance companies require that you take out the policy before devastating diagnosis are made, so owners are usually making this decision before a medical need arises.

Not all Pet Insurance Policies are the Same

When shopping around for pet insurance or looking into whether you should buy or not, you may want to find out the answers to some of these questions:

What are the enrollment qualification regarding age of pet?

Are there any benefit limits?

What are the particulars concerning any deductibles?

Are there any discounts for multiple pet households?

Are pre-existing conditions Covered?

Are cancer treatments covered?

Is the cost of sterilization covered?

What is the monthly cost of the plan?

The majority of Pet Insurance Plans have very affordable monthly fees and you may find brochures for various Pet Insurance Companies right there at your Vets office. Your vet may even give you a recommendation for which company is a reputable company to deal with. Most pet insurance companies will be glad to answer any questions you may have during the investigative stage. To some pet owners, having pet insurance is assurance that if something should happen and their pet needs extensive medical treatment, they will have the ability to say yet instead of saying no, due to the cost of the treatment.